Terms of Service
BORROW LLC – TERMS OF SERVICE Effective Date: [Insert Date] Email: Hello@BorrowItOnline.com
Phone: 352-301-6550 Website: BorrowItOnline.com
INTRODUCTION Borrow LLC operates a peer-to-peer access marketplace where individuals and businesses can list, discover, rent, lend, buy, sell, and offer items, equipment, spaces, services, skills, and experiences (“Listings”). Borrow functions only as a marketing and transaction facilitation platform. Borrow LLC does not own, inspect, manage, verify, or deliver Listings. We do not employ or supervise users who provide services or skills.
By using Borrow, you acknowledge that Borrow LLC is not a service provider, landlord, employer, contractor, insurer, or agent for any user. Borrow provides technology tools, secure transactions, and listing infrastructure, but responsibility for Listings and interactions remains with users.
Your use of Borrow constitutes acceptance of these Terms of Service.
INTERPRETATION AND DEFINITIONS
1.1 Interpretation Capitalized terms have the meanings assigned below.
1.2 Definitions Account – A user profile created to access Borrow. Affiliate – An entity controlling, controlled by, or under shared control with Borrow LLC. Application – The Borrow mobile or web application. Borrow / We / Us / Our – Borrow LLC. Buyer – A user who places an order to access a Listing. Content – Text, images, video, audio, or data submitted by users. Device – Any device capable of accessing the Borrow platform. Feedback – Suggestions or ideas from users about the Service. Listing – Any item, space, tool, equipment, service, skill, or experience offered on Borrow. Order – A booking or request made through Borrow. Seller / Lister – A user posting a Listing. Service – The Borrow platform, website, and app. You / Your – The individual or entity using Borrow.
CONTACT INFORMATION Email: Hello@BorrowItOnline.com
Phone: 352-301-6550 Website: BorrowItOnline.com
ACKNOWLEDGMENT By using Borrow, you agree to:
These Terms of Service
Borrow’s Privacy Policy
Borrow’s Community Standards
You must be at least the age of majority in your jurisdiction. All information you provide must be accurate.
GOVERNING LAW
4.1 General These Terms are governed by the laws of the United States.
4.2 EU Users EU consumers retain rights granted by applicable local laws.
4.3 U.S. Compliance You confirm that you are not located in a restricted country and are not on a restricted party list.
4.4 Severability If any provision is invalid, the remainder stays in effect.
4.5 No Waiver Failure to enforce these Terms does not waive future enforcement.
USER ACCOUNTS
5.1 Account Creation You must provide accurate and complete information.
5.2 Verification Borrow may require identity verification or payment verification.
5.3 No Background Checks Borrow does not perform background checks unless specifically stated.
5.4 Password Security You are responsible for protecting your login credentials.
5.5 Account Termination Borrow may suspend or terminate accounts at its discretion for violations.
CONTENT
6.1 User Rights You retain ownership of the content you submit. By posting content, you grant Borrow LLC a license to host and display it for platform operation.
6.2 Content Restrictions Prohibited content includes:
Illegal or harmful material
Defamatory or discriminatory content
False, misleading, or fraudulent statements
Copyright-infringing material
Malware or harmful code
Borrow may remove content at its discretion.
6.3 Backups Borrow does not guarantee restoration of deleted or lost content.
6.4 Copyright Borrow complies with the DMCA and other copyright laws.
ORDERS AND TRANSACTIONS
7.1 Role of Borrow Borrow is not a party to agreements between Buyers and Sellers. We do not guarantee the quality, safety, legality, performance, or accuracy of Listings.
7.2 Buyer Responsibilities Users must provide accurate personal and payment information.
7.3 Listing Accuracy Listings may be changed or removed at any time.
7.4 Pricing and Fees Borrow may charge platform fees. Sellers may adjust pricing independently.
7.5 Payments Payments are processed by third-party providers.
7.6 Cancellations and Refunds Each Listing may have its own cancellation policy. Users must review Listing-specific terms.
7.7 Disputes Borrow may assist but is not required to resolve disputes between users.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
8.1 Limitation of Liability Borrow’s total liability is limited to the greater of:
100 U.S. dollars, or
The total amount you paid through Borrow
8.2 “As Is” and “As Available” Borrow is provided without warranties of any kind. Borrow does not guarantee uninterrupted service or accuracy of Listings. Use of Borrow is at your own risk.
INDEMNIFICATION You agree to indemnify and hold Borrow LLC harmless from claims arising from:
Your Listings or content
Your use of the platform
Your interactions with other users
Your violation of these Terms
SEVERABILITY AND SURVIVAL Invalid provisions will be modified to the minimum extent required. All disclaimers and limitation-of-liability terms survive account termination.
CHANGES TO TERMS Borrow may update these Terms at any time. Continued use of Borrow constitutes acceptance of the updated Terms.
FINAL CONTACT DETAILS Borrow LLC Email: Hello@BorrowItOnline.com
Phone: 352-301-6550 Website: BorrowItOnline.com
END OF TERMS OF SERVICE